FINANCIAL TOOLS
Tools and calculators to help plan for the futurePlease Note: Financial calculators are provided for illustrative purposes only and do not constitute formal investment advice. While these tools can help you explore various financial scenarios, they are not a substitute for personalized guidance. Individual circumstances, tax situations, and market conditions vary greatly. We encourage you to speak with one of our qualified financial advisors to discuss your specific goals and build a tailored wealth strategy.
How Much Do I Need to Retire?
How much is enough to retire? It depends on your lifestyle, timeline, and more. Use this calculator to get a personalized estimate.
Estimate Your RMD
When you reach age 73, the IRS requires you to begin taking annual withdrawals from your retirement accounts. Because these rules have changed recently, it is important to understand how they apply to your specific situation. You can use this tool to estimate your Required Minimum Distribution (RMD) based on your age and account balances.
IRA Income
An Individual Retirement Account (IRA) is a versatile type of retirement investment account that can play a key role in your retirement. Most people who have IRAs think about the saving and investing part, but don't always think about perhaps the most important part: the income you can expect to receive from that account once you retire. Use this calculator to estimate how much monthly and annual income an IRA might generate using your own return and tax rate assumptions.
Social Security Tax Estimator
Estimate how much of your Social Security benefit may be subject to federal income tax.
How Long Will Your Money Last?
See how long a lump sum of savings could last based on your withdrawal rate and return.
How Can I Save a Million Dollars?
See what it takes in monthly contributions and time to reach a million-dollar savings goal.
Taxable vs. Tax-Deferred Savings
Compare how the same contribution grows differently in taxable versus tax-deferred accounts.
Monthly Budget
Track your monthly income and expenses to get a clearer view of your cash flow.
Roth 401(k) vs. Traditional 401(k)
Compare Roth and traditional 401(k) options to see which may work better for your situation.
The Power of 401k Catch-Ups
See how catch-up contributions after age 50 could significantly boost your retirement balance.
Inflation & Retirement
See how inflation over time could affect the purchasing power of your retirement income.
How Much Home Can I Afford?
Estimate how much home may fit within your budget based on income and expenses.
Rent vs Buy Calculator
Compare the long-term financial outcomes of renting versus buying a home.
Bi-Weekly Mortgage Payments
Two out of three American households today are homeowners. For the vast majority of those households, home equity is the single largest source of wealth. Switching from monthly to biweekly (every two weeks) mortgage payments can help you build more wealth by paying off your home faster and saving money on interest. Use this calculator to see how much you could save.
What Is My Net Worth?
Get a snapshot of your overall financial picture by calculating your total net worth.
Student Loan Payoff Calculator
See how extra payments toward your student loans could shorten your payoff timeline.
Long-Term-Care Needs
Estimate potential long-term care costs and what coverage may help address them.